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Borrowers

The Barak Structured Trade Finance Fund provides businesses, traders and entrepreneurs with bespoke structured finance and working capital solutions to assist them in growing their business and creating ever-evolving opportunities.

Historically, Barak has provided shorter-term working capital financing given the global Emerging Markets and in particular African trade finance gap, however as we have grown over the last 9 years the financing offerings have grown to accommodate a host of needs across the continent.

 

We believe that for Africa to continue to grow at the pace that has been seen historically, all entities with sound business models should be provided with a financial solution that is right for their needs, irrespective of the size of the company and the time-frame of required funding.

Barak launched its medium-term and longer-term Mikopo and Asha Funds to focus on the development financing requirements of its borrower base. This funding opportunity complements the full Barak suite, and although Barak recognises the importance of working capital trade financing in Africa, it also acknowledges that companies will look to expand operations down the line when the demand is realised.

The shorter-term funding includes an Impact Financing and Shariah-compliant Fund, with these products focusing on inventory and working capital cycles, which Barak advocates as the primary pillars of growth. We do not use a one-dimensional view when engaging with our borrowers – instead, the reviewing of all facets of business remain crucial to Barak’s sustainability.

The Pillars of Business which Barak focus on include:

Should you wish to apply for a line of funding from Barak, please do so by being in contact below and a member of the Barak Deal Origination Team will be in touch:

Apply for funding
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Case Study 1

Jurisdiction: Johannesburg, South Africa

  • Rice and beans importing business
  • Large Global trader fills the off taker role
  • Performs all rice packing for large Johannesburg Stock Exchange (JSE) companies
  • Agricultural, Rice
  • USD 5.1m Import stock finance facility with the following collateral structures:
  • Stock under Purchase and repurchase agreement
  • Cession of Debtors as per repurchase agreement
  • Personal signed guarantees
  • Opportunity to fund the company’s rice imports from various sources, predominantly India and Japan
  • Solid counterparty with local listed off takers, backed by underlying terminally priced commodity

The business is profitable, solvent and backed by a solid holding. There is sufficient collateral to cover the loan. We feel that this would be a good investment for Barak Fund Management.   Investment Advisor

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